mPoint

A complete mobile payments platform

mPoint is a mobile payment platform which brings a variety of payment scenarios to your customer’s mobile devices, and your mobile-web or native OS application infrastructure. Support for 2D-barcode, SMS acknowledgement, Near-Field Commuinication(NFC), PayPal, and over-the-air registration and authorization are provided making mPoint the premier mobile services payments platform. The mPoint mobile payments platform can be deployed as a dedicated payment gateway within your PCI-certified environment, or hosted in CellPoint Mobile’s global facilities. mPoint features can also be deployed as a service to your existing applications and services via API’s or can act as a completely standalone application for payment servicing.
 

mPoint features

  • “Multi-funding” payment platform
  • Split-tender transactions
  • Mobile Remote and Mobile Proximity payment (NFC, Barcode, SMS, and others)
  • Full auditing, statistics, and carrier billing engine
  • Direct connection to major payment processing networks in USA and Europe
  • No PCI or DSS certification needed for card schemes

 

mPoint

mPoint supported schemes

  • Cards and stored cards
  • ACH
  • Premium SMS
  • Stored value
  • Pre-paid
  • Coupon-based transactions
  • Loyalty-point-based transactions
  • Peer-to-peer transfers

 

mPoint supported technologies

  • Native applications
  • Browser based  services
  • SMS/MMS (messaging)
  • QR code/2-d barcode
  • NFC

 

mPoint’s architectural design embraces emerging mobile payment technologies and new payment schemes. This flexible and robust structure, provided by the combination of the Mobile Enterprise Framework and mPoint, enables companies to extend payment systems into the mobile environment and create completely new payment schemes and methods quickly and easily, without concern for the type of mobile device or the quality of the connectivity.
mPoint contains an automated reporting and settlement tool that allows companies to utilize mobile payment as a fully integrated payment method with auditing capabilities and billing consolidation.